We did it!! We're Debt Free!!!!

One month ago, we sent the last payment to Sallie Mae and achieved our goal of becoming debt free! 

Here is a condensed version of our story in an email to our teacher and hero, Dave Ramsey.

Dear Dave,

We have paid off 82k in 2 years and 5 months!! We just sent the final
payment to Sallie Mae today!

Credit cards, a car, and two college degrees are now paid in full!! We
are free!!

When I found the TMMO book in April 2010, we had been married for two
years, my husband was unemployed and we had just moved to a new state
so he could finish a degree he started 10 years ago. I was employed
only part-time, yet we were renting a 3 bedroom,  2400 s.f. house - for
just the two of us!

After reading your book and going through FPU, we had a wake up call and got gazelle intense,
sold things, downsized to 600 s.f, found full-time jobs and worked odd jobs,
including delivering phone books together. Everyone we
know thinks we are nuts, especially when they hear that our food
budget is $150/ mo!

My husband is a chef and I work in accounting. Our income has fluctuated
because of job loss(es) since 2008, but we now earn 3x as much as we did in 2010!

Thank you SO MUCH for changing our lives!  You are the best!!

So, now we are on to Baby Step 3. BS3 is saving 3-6 months of expenses, and because we would like to buy our first home, we have decided to save 3 months of expenses, and then move on to saving 20% down. 

Although we would love to kick back and relax after all of the sacrifices we made while paying off our debt, we are staying strong, and are more focused than ever to achieve our goals.

We feel blessed to have found this path, and highly recommend Dave Ramsey's books or class to anyone wanting to improve their finances, and their lives.